As a result of agricultural production in the national economy of the Foundation, as well as agricultural production process with the particularities of risks, agricultural insurance are mostly carried out in a government subsidy, is a policy insurance.
Global agricultural insurance mainly have 4 kinds of pattern:
1, the former Soviet Union Government-led social security-mode:
Government should set up specialized companies, and provide a portion of the facility, as well as a large number of administrative costs.
2. the Western Europe preferential policies mode:
Competing mutual insurance and commercial insurance companies undertake agricultural insurance, the Government does not directly involved in the management of agricultural insurance, but made policies for tax concessions on agricultural insurance .
3, the United States and the private, Government and civil society linkages of the dual system of agricultural insurance support system mode:
Crop insurance is determined by the Federal Crop Insurance Corporation (F C IC), private insurance companies, joint participation in crop insurance Association, compulsory and voluntary insurance. The US Government support crop insurance through premium subsidies, business expenses, reinsurance, tax forms.
4, the Japanese civil non-profit groups, Government subsidies and reinsurance support modeļ¼
Japan agricultural insurance mandatory insurance and voluntary insurance. According to the legislative provisions, once a certain regions established relief organizations, all crop acreage to scale farming households, it is mandatory to participate in agricultural insurance; well, as the small-scale crop farmers, you can choose whether to participate in crop insurance; following Government orders planting rice, wheat (information, quotes) as well as the culture of the farmers, they automatically participated in the insurance, but only a very small portion of the premium borne, most are borne by the Government.